K2 CREDIT PTE LTD has been in this business for many years. We are a licensed moneylender and an established institution that offers personal credit in Singapore. Our services are available to all as need arises. It is important to note that we do not require any form of security. For this reason, the interest rate is typically higher than what you would get if you took a secured loan such as a mortgage or a car loan.
The credit we offer is meant to meet your urgent needs and therefore the best short term loan deal is created. Financial emergencies crop up from time to time and we can help by giving you cash on the spot, provided that you meet our requirements. We ask for particular documents that you will need to submit with your application, and once the loan is approved, we sign the loan agreement and hand over the cash.
We encourage our clients to only take as much as they need to resolve the urgent matter, and then to do their best to try and pay back in as short a time as possible by making larger installments if this is possible. By doing this, the debt is cleared faster and in a shorter period of time. It also goes a long way in opening up your servicing ratio, meaning that it will become easier for you to access credit in the future.